A Federal Pell Grant, unlike a loan, does not have to be repaid. Pell Grants are awarded only to undergraduate students who have not earned a bachelor’s or a professional degree. The award a student may receive, however, will depend on financial need, the cost to attend school, student enrollment status (i.e., full time or part time) and if a student plans to attend school for a full academic year or less.

The Federal Supplemental Educational Opportunity Grant (FSEOG) program is for undergraduate students who demonstrate exceptional financial need. Pell Grant recipients with the lowest expected family contributions (EFCs) will be considered first for a FSEOG. Just like Pell Grants, the FSEOG does not have to be repaid. Students can receive between $100 and $4,000 a year, depending on financial need.

Cal Grants

Cal Grants are California state-funded grants awarded to undergraduate students who meet a certain high school grade point average and income requirements. Cal Grants do not have to be repaid. Applicants must be a graduating, or recently graduated, high school senior from California or have recently obtained their GED. For students that do not have a high school GPA to submit, such as students that were home-schooled or attended a charter school, you may submit ACT or SAT scores. Applicants must complete a FAFSA between October 1 and March 2 to determine eligibility.